Finocal advises clients on accessing private credit and alternative capital solutions where financing requirements extend beyond standard bank facilities. We structure funding solutions aligned with business cash flows, operational constraints and long-term flexibility.
We help clients understand financing capacity, evaluate alternatives, and prepare lenders’ materials so discussions take place from a position of clarity. Particular attention is given to covenants, downside resilience and refinancing risk.
Our support includes:
Advice is provided on an independent, lender-agnostic basis, prioritising resilience and sustainability over short-term leverage.
Private credit offers more flexible structures and covenants, often better suited to complex or transitional situations than standard bank facilities.
No. We act as independent advisers, preparing structures and supporting negotiations but not acting as a broker or placement agent.
Yes. We review current facilities, assess constraints, and design alternative structures to improve flexibility and resilience.
Clear financials, realistic projections, and a coherent capital structure are essential to credible financing discussions.
No. Most engagements relate to growth financing, acquisitions, or improving capital efficiency rather than distress situations.
Structuring debt to align with client cash flows.
Reviewing terms to maintain financial flexibility.
Opening pathways beyond traditional finance.
Securing funding that supports sustainable growth.
We offer tailored debt, mezzanine, and alternative financing options suitable for your business.
Yes, we structure terms that protect your business while maintaining essential flexibility.
We facilitate connections with appropriate lenders and investors to secure the right funding.
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